Our Privacy Principles

• We take your privacy seriously.
• We do not sell your information.
• We do not disclose your non-public personal information to anyone, except as permitted or required by law.
• We require any person or organization providing products or services on our behalf to protect our client information.
• We strive to maintain the accuracy of your information.
• We maintain physical, electronic, and procedural safeguards to protect your non-public personal information.

How We Obtain Information

We obtain most of the information we need directly from you on your application or other forms that you complete, and through interviews. We also obtain information from those that you have authorized to provide information to us in connection with providing you insurance, administering claims, or providing customer service. We also obtain information in the course of processing, recording, and investigating your transactions with us.

Information We May Collect

We collect, use, and share information we need to conduct our business, to advise you of our products and services, and to provide you with customer service. The type of information we obtain depends on the type of insurance product or services we are providing. The information we obtain falls into the following general categories:

• Information that we received from you on applications and other forms.
• Information about your transactions with us, our affiliates, or others.

Information That We May Disclose

We do not disclose any non-public personal information about our clients or former clients to anyone, except as permitted or required by law.

Some examples of disclosures permitted by law include, but are not limited to: Disclosures to organizations, including our affiliated companies and/or companies that provide claims administration, underwriting, investigation, or policyholder services for us on our behalf, and disclosures you have authorized us to make.

Accuracy of Your Non-Public Personal Information That We Possess

We strive to maintain the accuracy of your information. You have the right to reasonable access to your information. If you believe any of your information in our possession is inaccurate, you may request that we amend or delete the information that you believe to be in error. If we agree that the information is erroneous, we will amend or delete the information in question.

We Protect the Confidentiality and Security of Non-Public Personal Information

We restrict access to non-public personal information about you to those who need to know that information in order to provide you with our insurance products or services. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your non-public personal information.

Changes to our Privacy Policy

We have the right to change our Privacy Policy. If we make a material change to our Privacy Policy, we will notify you before we put it into effect.

Excellence in service for California customers since 1991

License #0822198